Business owner working in a bright studio

Now live in Nigeria · ₦ Naira lending

Fund Nigerian businesses. Earn monthly interest.

Lend to verified Nigerian SMEs through interest-only loans: you earn fixed monthly interest in Naira and your principal is repaid at maturity.

Explore opportunities I’m a business

Business owner preparing products for customers

Interest-only P2P & P2B lending

Monthly ₦ interest. Principal back at maturity.

Back reviewed businesses in full or in part, see the yield before you commit, and track every payment.

See how it works

VerifiedBusiness applications

TransparentLoan terms and risks

MonthlyInterest repayment schedule

Human-ledReview before listing

Nigeria

Currently live for operations in Nigeria — Coming soon to Ghana and South Africa.

Investor preview

A simple view of your lending portfolio

Illustrative figures in Nigerian Naira (₦). Payments, deposits and withdrawals are in NGN.

Browse opportunities

Total invested₦72,375,000Across 6 active loans

Interest received₦1,926,900.00Illustrative lifetime total

Next expected interest₦627,812.50Expected 04 Nov · 3 loans

Available balance₦4,260,000.00Demo wallet balance

Monthly interest income

Illustrative portfolio income

Last 6 months

₦1,926,900.00 12.6%compared to the previous period

₦600k₦450k₦300k₦150k₦0

MayJunJulAugSepOct

Portfolio allocation

By business category

₦0.1Minvested

Food & beverage38%
Retail27%
Healthcare20%
Other15%

Active investments

Interest is scheduled monthly; principal is due at each loan’s maturity.

Available balance₦4,260,000.00

BUSINESS	INVESTED	INDICATIVE APR	NEXT INTEREST	STATUS
Bloom & Wild Co.Food & beverage	₦18,750,000	18.5%	04 Nov 2026 · ₦289,062.50	On track
Northstar GoodsRetail	₦12,000,000	17.0%	08 Nov 2026 · ₦170,000.00	On track
Harbor HealthHealthcare	₦10,125,000	20.0%	12 Nov 2026 · ₦168,750.00	Payment due

Illustrative data only. This preview does not accept deposits, make investments, or provide financial advice.

Investment calculator

See your monthly interest in Naira

Interest-only: you earn a fixed amount every month and your capital is returned when the loan matures.

Capital invested ₦1,000,000

Average yield (per year) 18.0%

Loan term 12 months

Expected monthly interest

₦15,000.00

Total interest over term₦180,000.00

Principal returned at maturity₦1,000,000.00

Illustrative only, before any applicable taxes. Returns are not guaranteed and capital is at risk.

Curated opportunities

Meet businesses looking to grow

Explore indicative loan terms and review each business before considering an investment.

BBusiness reviewed

FOOD & BEVERAGE

Bloom & Wild Co.

Expanding a neighborhood bakery into a second location.

Indicative APR18.5%

Risk bandLow

Term12 months

67% funded₦0.2M of ₦0.3M

NBusiness reviewed

RETAIL

Northstar Goods

Inventory financing for a growing sustainable homeware brand.

Indicative APR17.0%

Risk bandMedium

Term18 months

42% funded₦0.1M of ₦0.3M

HBusiness reviewed

HEALTHCARE

Harbor Health

Adding diagnostic equipment to serve more local patients.

Indicative APR20.0%

Risk bandMedium

Term24 months

81% funded₦0.2M of ₦0.3M

CBusiness reviewed

CONSTRUCTION

Cedar & Stone

Materials financing for two contracted renovation projects.

Indicative APR24.0%

Risk bandElevated

Term12 months

28% funded₦0.1M of ₦0.3M

Loan rates and risk bands are illustrative. Returns are not guaranteed and investors may lose some or all of their capital.

How BluCorp works

A clear path from application to repayment

Choose the journey that fits you.

Verify your account

Complete identity checks and review your investor eligibility.

Explore businesses

Review approved opportunities, terms, documents and risks.

Choose an amount

Select an eligible amount and confirm the loan terms.

Receive repayments

Interest is scheduled monthly; principal is due at maturity.

Build your profile

Tell us about your business, owners and funding purpose.

Submit documents

Provide registration, identity and financial information securely.

Complete review

Our team assesses eligibility, affordability and servicing capacity.

Repay monthly

Pay interest monthly and repay the principal at loan maturity.

Business workspace preview

Your funding and repayments, in one place

Example account view for a verified business with an active interest-only loan.

Business verified

Active loan₦150,000,000Funded 12 Mar 2026

Next interest payment₦2,250,000.00Due 12 Nov 2026

Principal due at maturity12 Mar 2028₦150,000,000 · 24 months remaining

Repayment schedule

Upcoming obligations for loan #BC-2048

12 Nov 2026

Monthly interest paymentOutstanding principal: ₦150,000,000

₦2,250,000.00Upcoming

12 Dec 2026

Monthly interest paymentOutstanding principal: ₦150,000,000

₦2,250,000.00Scheduled

12 Mar 2028

Principal repaymentFinal interest payment is due separately

₦150,000,000Maturity

Operations preview

Admin review queue

A sample view of the checks and review actions completed before a listing is published.

6 applications need review

Awaiting decision06Oldest application: 2 days ago

Compliance checks in progress12KYC, KYB and AML reviews

Listings approved this month18Across four business categories

BUSINESS / REQUEST	SUBMITTED	PROPOSED APR	DUE DILIGENCE
Bloom & Wild Co.₦300,000,000 · Food & beverage	Today, 09:14	18.5%	Complete
Maple Works₦225,000,000 · Manufacturing	Yesterday	17.0%	1 document missing
Harbor Health₦487,500,000 · Healthcare	24 Oct 2026	20.0%	Complete

Before approval: confirm beneficial owners, identity and business documents, sanctions screening, affordability and servicing capacity; record a reason for each decision.

Administrative actions in this preview are illustrative only; no real user, loan or compliance record is changed.

For growing businesses

Funding for your next chapter.

Registered Nigerian businesses can apply for working capital, pay a fixed monthly interest in Naira and repay the principal at maturity. Every application is reviewed before it is shown to investors.

Reviewed before listingIdentity · Business · Documents

Built on clarity

A considered approach to business lending

BluCorp brings investors and businesses together through a structured process with clear loan terms, documented checks and ongoing payment monitoring.

Business and identity verification before listing

Monthly interest, with principal due at maturity

Payment schedules and account activity in one place

Read about the risks

Important information

Understand the risks before investing

Capital is at risk. Business loans are not savings accounts. You could lose some or all of the money you invest, and you may not receive payments on time.

Returns are not guaranteed. Indicative rates are not promises of performance. A borrower may miss payments or default.

Liquidity may be limited. Investments may be difficult to sell or withdraw before loan maturity. Consider your circumstances and seek independent advice if needed.